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The customer score reflects how satisfied customers say they are with their provider and how likely they would be to recommend it. Providers must receive a minimum sample size of 30 to be awarded a customer score.

We rank breakdown providers by their total score. To avoid unnecessary costs, read our guide to how to buy the best breakdown cover. Test score. JS Joe Sharp. In this article Compare third-party breakdown cover providers Best and worst third parties for breakdown cover Compare manufacturer breakdown cover providers Best and worst car manufacturers for breakdown cover What makes a WRP for breakdown cover?

Do I even need car breakdown cover? Compare third-party breakdown cover providers Third-party breakdown providers, such as the AA or RAC , provide cover for almost any car and usually charge annually, although some may offer monthly payment options.

We've rated 12 third-party breakdown cover companies. Four are Which? Recommended Providers and which four these are might surprise you. Show full table. Best car breakdown cover Best car breakdown providers for How to buy the best breakdown cover. Share on Facebook Share on Twitter Share by email. Toggle navigation. Home Services Affinity services Recovery. What is Logistics UK Recovery?

Have you broken down? Benefits of Logistics UK Recovery. Highly trained AA patrols with 29, years of combined experience. What services are available? AA Fuel Assist AA trained fuel technicians can retrieve contaminated fuel from your vehicle at the roadside or on the forecourt. Accident Recovery Help with vehicle recovery, repairs and processing insurance claims after accidents or vandalism.

European Assistance Available to give you year-round peace of mind when travelling in Europe. Recovery National Recovery If we cannot fix the vehicle at the roadside we will recover you, your vehicle and up to 7 passengers to any single UK destination of your choice.

Here are the basic types:. Pay-and-claim cover seems to be disappearing. You can see how GEM Motoring Assist compares with the other breakdown services we've rated — see our best breakdown cover providers. Many people get their breakdown cover through third-party providers.

Many of these offer several levels of cover. What the companies call these levels will vary, but here are the main four:. A breakdown van will come out to you and will either fix your car on the spot, or tow to you to the closest garage. Most policies will have a recovery limit of miles from the scene of the breakdown.

Bear in minds that if you break down within a quarter of a mile of your home or a full mile if you're with Allianz, Autoaid, AXA or Start Rescue , you won't be able to call your provider out if you only have basic roadside assistance. This can sometimes though not always be a pricey addition to basic cover, but our research has revealed that more people call out a breakdown service when they're at home compared with any other single location.

You and your passengers will get a tow to your chosen destination anywhere in the UK including your home, if you wish , or the closest garage to your destination. If you only have roadside assistance, you'll be towed to a local garage. If you're travelling on the continent and your car breaks down, this will cover you for any roadside repairs or a tow to a local garage.

If you don't already have this cover, most UK providers won't be able to offer you any assistance once you're abroad, so make sure you take out European cover before you leave the UK. Otherwise you'll be left to organise assistance yourself from a local recovery service, and will be stuck with towing and repair charges. Annual and single-trip cover is available from most providers, but be sure to check the country you're travelling is listed as a covered destination.

Find your perfect new car — see our expert pick of the best cars we've tested. Regardless of whether you are the passenger or the driver, personal cover means you can call out a breakdown service for any car you happen to be in as opposed to vehicle-level cover, which applies to a specific car.

This might useful if you have several vehicles, or regularly get lifts from someone else you could even use it as a bargaining chip to get upgraded from rear seat to front passenger seat. Most, though not all, providers offer personal cover as a choice when you get a quote, and it tends to be a little more expensive then vehicle-level cover.

While some providers offer unlimited callouts with their breakdown cover, others will limit the number of times they will assist you if your car breaks down. We've found basic roadside assistance policies that allow for as few as two or three callouts per year while even some comprehensive polices will only provide assistance five times.

Generally included with more comprehensive policies, this covers you for a hire car, overnight accommodation or costs towards taxis and public transport if a breakdown provider fix your vehicle straight away. Some providers include this as standard; with others, it's an optional extra.

If your dog is a frequent passenger in your car, check the breakdown policy's small print before you buy. While most providers say they will still cover you if you break down with a pet in tow, transporting the animal will generally be at the discretion of the patrol mechanic who attends and at the owner's own risk.

If the patrol mechanic is unwilling to let your pet into the cab, or there simply isn't enough room, they will either need to be towed in your vehicle or you may have to organise alternative transport yourself.

All prices correct at July Admiral breakdown cover: only available to Admiral car insurance customers. In short, yes — especially if you own a less reliable car. You can find out if your car is fault-prone in our guide to the most reliable cars. If you need to call a breakdown service and have no cover at all, it could cost you hundreds of pounds. And while it might be tempting to save money upfront by just getting basic cover, you could have to pay out large sums of money if you break down on your driveway the most likely location for you to need to call out a breakdown service , or far away from home.

Cover includes nationwide recovery, home assistance, alternative transport, overnight accommodation and key assist. We will send help to the scene of the breakdown, which occurs within the UK and is more than a quarter of a mile radius away from your home address.

If, in the opinion of the Recovery Operator, they are unable to repair the vehicle within 60 minutes at the roadside, we will arrange for the vehicle, you and the passengers to be recovered to the nearest suitable garage which is able to undertake the repair or a destination of your choice, within 10 miles from the scene of the breakdown.

If you lose or break your keys we will pay the call out and mileage back to our Recovery Operator's base or your home if closer. Our free mobile apps allow you to report your breakdown without having to telephone our call centre. Reporting your breakdown takes less than 1 minute. If in the opinion of the Recovery Operator, your vehicle can not be fixed at the roadside or at a local garage on the same day, we will arrange for you and the passengers to be recovered to your home or if you would prefer and it is closer your original destination.

Your vehicle will be covered at your registered home address or within a quarter of a mile radius of your home address. Please see the policy terms and conditions for details and a list of countries covered by the insurance. If your vehicle is rendered immobile due to theft or vandalism, we will recover your vehicle to your home address or nominated garage within a 5 mile radius of the home address.

If you are unable to continue your journey due to illness or injury a medical certificate will be required , provided none of your passengers are able to drive, we will provide an alternative driver to return the vehicle to your nominated destination. Our breakdown service has been split into five simple levels to ensure you get the right type of breakdown cover for your lifestyle and budget.

Car breakdown cover is a car breakdown insurance policy that provides roadside recovery when the policy holder's car unexpectedly suffers a mechanical or electrical fault or has been involved in an accident. While our One Star cover is our cheapest level of cover, there is still a wealth of features included. Providing car breakdown cover in the UK, if your vehicle breaks down more than a quarter of a mile radius away from your home address, our service provides roadside assistance and roadside recovery for your vehicle, you and your passengers within a mile radius of the incident.

Alternative travel, emergency overnight accommodation, misfuel cover, key assist and a message service are all also included. Our Two Star level of cover has all the same benefits as our One Star breakdown insurance, but with the addition of nationwide recovery, providing breakdown cover UK wide. Three Star is our most popular level of vehicle breakdown cover. Three Star will provide you with the following features: roadside assistance, nationwide cover and home assist, so we can help you at your registered address if, for example, you wake up to a flat battery or deflated tyre.

Our Four Star level of vehicle cover has all of the benefits of Two Star, with the bonus of roadside assistance and recovery within the Territorial Limits of the UK and Europe.

Four Star is perfect for those planning a European road trip.



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